Because I have very limited access to my mentor, the bulk of my project will consist of independent stock/bond research and analysis, checking in with Mr. Cross only occasionally. Over the past few weeks, I have been contemplating what types of people should be included in my study of investment fluctuations and I believe I've found a decent sample group.
As I mentioned before, age, retirement and income level are among, if not, the most important aspects of investment. I have determined what I think to be a socio-economically diverse group to revolve my project around. I will create a portfolio, a list of one's investments, for each of 4 or 5 fictitious people with varying backgrounds determined by national averages for age and income for different ethnicities. Other aspects of individual backgrounds could include education and family size, both of which could influence ones income, therefore, their investments.
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